Abingdon Care and Rehab Center Blog

Key Takeaways In New Jersey, skilled nursing care is typically financed through a combination of short-term Medicare coverage, NJ FamilyCare/Medicaid (MLTSS) for long term care, long term care insurance, and private pay from savings and income. Nursing home costs in NJ average approximately $12,000 per month in 2026-well above the national average-with northern counties like Bergen, Essex, Morris, and Union often exceeding $13,000 per month. Medicare only covers skilled nursing facility care after a qualifying 3-day hospital stay and generally for no more than 100 days. It does not pay for ongoing long term care. NJ FamilyCare/Medicaid has strict financial eligibility rules (a $2,000 asset limit and $2,982/month income limit for individuals in 2026), but families who plan ahead can preserve significant savings through spousal protections, trusts, and the NJ Long-Term Care Insurance Partnership. AristaCare at Abingdon Care & Rehabilitation in Green Brook, NJ helps families navigate payment options for post-hospital rehabilitation, long term care, memory care, and respite care every day.